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Here are the documents required for Title Investigation

Constructing your house on your plot of land

Original registered title deed in your favour
Parent document copies * linking the chain of transactions over the past 15 years
Encumbrance certificate for the last 15 years
Legal opinion
Copy of approved plan
Patta and tax receipts
Personal guarantee as recommended by Sundaram BNP Paribas Home.

* If the prior deed covers the same extent as bought subsequently by the customer, then such original prior deed will also be required

Purchasing a Flat from Builder

Original registered sale deed for undivided share in favour of the customer
Original sale and construction agreement in favour of the customer
Original stamped receipt for the payments made to the builder (total cost less Sundaram BNP Paribas Home Loan)
Encumbrance certificate for the past 15 years
Parent document copies for the past 15 years or reference of existing customer in the same project
Letter by the builder in Sundaram BNP Paribas Home's format
Legal opinion
Copy of approved plan and floor plan
Personal guarantee as recommended by Sundaram BNP Paribas Home

Buying a house on a resale basis

Original sale agreement on a non-judicial stamp paper for Rs.10/- between the seller & the customer
Original title deed in favour of the seller
Parent document copies * for the last 15 years
Encumbrance Certificate for the last 15 years
Patta and house tax receipt (latest)
Original stamped receipt from the seller (total cost less Sundaram BNP Paribas Home loan amount)
Legal opinion
Copy of approved plan
Personal guarantee as recommended by Sundaram BNP Paribas Home

* If the prior deed covers the same extent as bought subsequently by the customer, then such original prior deed will also be required.

Buying a flat on a resale basis

Original sale agreement on a non-judicial stamp paper for Rs.10/- between the seller & the customer
Original title deed in favour of the seller
Original construction agreement in favour of the seller
Original stamped receipts given by the builder favouring the seller
Parent document copies * for the last 15 years or reference of existing customer in the same project
Encumbrance Certificate for the last 15 years
Latest house tax receipt favouring seller
Original stamped receipt from the seller (total cost less Sundaram BNP Paribas Home loan amount)
Legal opinion
Copy of approved plan and floor plan
Evidence of handing over of possession by the builder to the seller
Personal guarantee as recommended by Sundaram BNP Paribas Home

*If the prior deed covers the same extent as bought subsequently by the customer, then such original prior deed will also be required.

Purchasing a property from Statutory Authorities

Original allotment letter in favour of the customer
Copy of lease cum sale agreement
Original receipts for the balance amount (i.e. total costless Sundaram BNP Paribas Home loan)
Handing over certificate
Personal guarantee as recommended by Sundaram BNP Paribas Home

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